I am inquiring about any positions available that best match my qualifications in Dubai. Below is a copy of my resume for your perusal.
Shahab Heidari
2206 Pullman Lane Unit B
Redondo Beach Ca, 90278
Shahab81@hotmail.com
(301)775-7119
QUALIFICATIONS SUMMARY
Top tier credit analyst skilled in utilizing my financial experience with integrity, excellent service, and value in mind. Exceptionally goal-oriented self starter and team player focused on attending the needs of consumers through financial services. Communicable individual with a strong analytical base to support strategic relationships, interpret financial data and provide recommendations to management to excel in today's competitive business environment.
EDUCATION
Towson University – College of Business and Economics May 03
• Bachelor of Science in Marketing
• Center for Multicultural Human Services – Mentor Fall 02
• Diverse Cultural Organization – Founder and President, Fall 00 – May 03
PROFESSIONAL EXPERIENCE
Nissan Motor Acceptance Corporation
Commercial Credit Analyst June 05 – Present
• Analyze dealer profitability, sales trends, liquidity, and financial statements to produce reports on credit analysis and provide recommendations to management on credit approval
• Obtain appropriate documentation on dealers financial condition, sales forecasts, and direct financial agendas to the field and inventory control audit staffs to coordinate dealers
• Validate legal structure of borrowers, document financing terms, and secure collateral in accordance with Uniform Commercial Code
• Communicate financial discrepancies, dealership stability, background knowledge, and legal issues with field sales representatives and regional managers
• Present financial recommendations to the Sales team, Marketing department, and Credit Committee with appropriate conditions for final approval via video conferencing
Wells Fargo Financial Sep 03 – May 05
Credit Analyst
Job Duties:
• Analyze credit applications through cash flow analysis of financial statements, tax returns, appraisals, and any necessary legal documents to ensure loan package efficiency based on credit policy checklist
• Analyze profitability of dealers, identify sales trends, and determine demographic areas for new dealer financing to support our number one lead source
• Verify both credit and legal conditions are met and accurate while producing reports to management and underwriters of credit analysis and recommendations for final approval
• Communicate terms of loan to consumers based on final approval and provide support for financing and maintenance requests on existing accounts
Recognition:
• Top producer in district with $4 million (2004) in receivables
• Employee of the month award (04/04, 06/04) for producing $1 million in receivables
• Landmark achievement award (07/04, 09/04, 11/04) for generating $5 million gain as a team
AmericasBank. June 02 – Nov 02
Loan Specialist
• Restructured loan accounts to meet strict compliance regulations via federal reserve bank, reduce inefficiencies in loan processing and auditing, and process loans through document retrieval and consumer maintenance
AmericasBank June 01 – June 02
Financial Consumer Representative
• Utilized product planning and marketing strategies to create bank brochures assisting in customer retention and satisfaction by presenting solutions through comparative advantage
Multimax Inc. June 00 – May 01
Systems Analyst
• Designed inventory management system to minimize computer support expenditures for over 400 nationwide federal employees at the department of veteran affairs
COMPUTER SKILLS
• Microsoft Word, Excel, PowerPoint, Outlook
• HTML